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Will That Be Cash or Credit?
Not many people really think about it, but carrying a credit card is much safer than carrying cash.
If you lose cash, it is generally gone for good. If you lose a credit card, you have the power to call your bank and report the loss, putting a stop on the account. That way you aren’t liable for any unauthorized purchases.
Even if your card is stolen, the thief still has to forge your signature convincingly. Shop tellers also may request the thief produce additional pieces of identification, which will usually mean they are stopped from making illegal purchases on your card.
Moreover, choosing a credit card might mean extra rewards just for buying your normal purchases. From airline miles to cash back, you may get a reward just for buying things like laundry detergent. How great is that?
