Intro APR	Intro APR period	Regular APR	Annual fee	Fee:	Balance transfers	Credit needed	Type of credit card
2.90%	6 Months	13,99%	$45(First Year Free)		N/A	Average	(Personal)

• Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights at a category 1 or 2 hotel.
• Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months
• Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
• Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
• No annual fee for the first year and $45 thereafter
• Express Approval. Get a decision in less than 60 seconds.

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Editor's review:

The Card That Earns Nights AND Flights
reviewed by Blake on 12/29/05

The Starwood Preferred Guest Credit Card lets you earn free nights at Starwood's over 750 hotels and resorts worldwide, including Westin® Hotels & Resorts, Sheraton® Hotels & Resorts, Four Points® by Sheraton, St. Regis®, Luxury Collection® and W Hotels®. Redeem for free nights starting as low as 2,000 Starpoints, with no blackout dates or availability restrictions. Redeem Starpoints with most major airlines, most on a 1 to 1 basis, and enjoy a 5,000-Starpoint bonus when you transfer 20,000 Starpoints to miles. Receive an annual 50% off for a future stay charged to the Card at participating Starwood hotels and resorts.

Earn one Starpoint for every eligible $1 charged with the Card for any purchase. Earn three Starpoints for every eligible $1 you spend at Starwood hotels and resorts. That's two Starpoints you earn as a Starwood Preferred Guest, plus an additional Starpoint just for paying with the Card. Receive 1,000 bonus Starpoints upon first use of the Card for payment of an eligible stay at a Starwood hotel or resort. Receive 500 bonus Starpoints for every additional eligible stay charged to the Card within the first 12 months of Cardmembership, up to a maximum of 10 stays (5,000 Starpoints).

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User reviews (Add user review)

	Add your own review! Do you have any experience with this card? If so, tell us abou it! The best way we help our users is by listening to them. posted by Admin, 0 out of 0 people found it helpful	report
	My main card This is the main credit card I use. I also have a separate gas/supermarket card and a separate restaurant card but for all other purchases I have been using this card. I haven't had a problem with it but I haven't transferred any of my starpoints to miles yet so I can't comment on that part of it. posted by Eric, 0 out of 0 people found it helpful	report