Intro APR	Intro APR period	Regular APR	Annual fee	Fee:	Balance transfers	Credit needed	Type of credit card
n/a	n/a		n/a		N/A	Average	(Personal)

• New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
• No Bounced Check, NSF and Overdraft Charges EVER!
• FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
• FREE Bill Pay Service - Pay Anyone Online or Over the Phone
• FREE Credit Builder with Overdraft Protection
• FREE Mobile & Email Alerts
• FREE Direct Deposit - Eliminate Check Cashing Fees
• Add Cash Instantly at 100,000 Retail Locations Nationwide

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Editor's review:

The Wired Plastic Prepaid Visa is one of the most convenient card options available to students. This unique card helps young people build solid credit, while also giving them the flexibility and responsibility of handling a credit card. Let’s take a closer look at how this prepaid Visa card works.

What makes this card different from conventional credit cards is that customers load their card with as little or as much money as they want. This card then serves as a type of savings account, where the customer has available funds to spend wherever Visa is accepted. The card can be loaded in a variety of ways, including direct deposit, Western Union, bank transfers, and PayPal transfers.

This card is a great alternative to checking accounts and unsecured credit cards in that a student will never be overdrawn or over limit. The card can only be used for as much money is actually loaded on the card. This gives both students and parents financial peace of mind.

The card is available for a one time fee of $9.95 and a very reasonable monthly payment of $3.95. In addition, this card lets students earn points that are good towards any wireless product or service. Students earn 1 point for every dollar spent, and 200 points equal $1 worth of wireless money.

There is one last benefit of the Wired Plastic Prepaid Visa that is worth mentioning. The card actually sends alerts to card holders that are sent via email or text message. These alerts keep students up-to-date on all aspects of their account - including balance, transfers, and payments. This is just one more way that the card makes life easier for busy students.

The Wired Plastic Prepaid Visa is a solid card choice for students looking to safely build credit, and it definitely has our seal of approval.

 

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User reviews (Add user review)

	I like the Wired card! I like this card. It really helped me get some credit, but also helped me be responsible with credit. This is a great first card, or a great card for people with not so great credit. posted by Tom, 1 out of 3 people found it helpful	report
	Not bad... The customer service folks are a bit surly, but soon warm up if you are polite and calm. The card is wonderful in that I get alerts sent to my cell phone, telling me what I spent, and where, and the remaining balance - that way, should it become lost or stolen, I will know in MINUTES whether or not it has been used - a VERY NICE feature. A minus is that the fees for ATMs and debit transactions are NOT displayed, so you have to pretty much add a dollar or three to whatever amount you pull from the ATM. Overall, a good card for around town and online shopping. posted by Laure, 1 out of 3 people found it helpful	report
	INCREDIBLE I have found this card to be an incredible replacement for my checking account! I no longer get fined for bounced checks or anything! The best thing is they send me alerts for free informing me of my balance. This card is great! GET ONE! posted by Tyler, 1 out of 3 people found it helpful	report
	Was Worth It I have had my card since 2003. Now they have changed there system and everytime I use my card as a debit, they are charging me .95 each transaction. Paying for their new system was not my option. This just started 11/05, not only am I using my own money. I have to help pay for their new transaction system. BE CAREFUL EVERYONE AND READ THE FINE PRINT !!!!!!!!!!!!!!!!!!!!!!! posted by carol, 1 out of 3 people found it helpful	report
	I REALLY LOVE MY CARD i really love my prepaid wired plastiits its fast and easy soon as i applied for it my card was on its way and it didn't take long to come haveing my pay checks go right to my card is very convienient and easy i really love it posted by trenesha shelton, 2 out of 3 people found it helpful	report
	The Best Card I found Wired Plastic is the Best card on the market I give it 5 stars. I can use it anywhere. posted by Robert Breshears, 1 out of 3 people found it helpful	report
	Love it! I just wanted to say that I love this card. I was not able to get a checking account but I was able to get this card and now I can use it to buy stuff online. It is great! I really don't know why anyone would want to get a checking account when they can get the Wired Plastic card. Yeah, and I love the alerts too! They are great posted by Michelle, 2 out of 2 people found it helpful	report